MOTOEXPERT does not provide auto insurance for Italy or for any other country, and it does not issue quotes. MOTOEXPERT is a network of independent motor vehicle experts (Kfz-Sachverständige). This page separates two things that are often mixed up after an accident in Italy: what an insurer does and what a vehicle expert does.
Insurer and expert: two different jobs
| Question | Who answers it |
|---|---|
| Is the event covered, and with which deductible? | Your insurer, on the basis of your policy conditions |
| Which insurer is responsible after a collision with another vehicle? | The insurers involved; for accidents abroad the Green Card bureau system helps to identify them |
| What exactly is damaged and what does the repair cost? | The vehicle expert |
| What was the vehicle worth before the damage? | The vehicle expert |
| What are my legal rights? | A lawyer |
What MOTOEXPERT assesses
On the basis of photos and vehicle documents MOTOEXPERT records the damage to cars and motorcycles, describes the repair path and calculates the repair costs. Where the case requires it, the replacement value, the residual value and the loss in value after repair are determined. The result is a written technical opinion.
After an accident in Italy
- Secure the scene and call the police if people are injured or the facts are disputed
- Complete the European Accident Statement with the other driver and take a photo of it
- Photograph both vehicles, the number plates and the surroundings
- Notify your insurer
Limits of the service
MOTOEXPERT does not sell or compare insurance, does not repair or tow vehicles and does not give legal advice. Payment decisions are made by the insurer. For legal questions MOTOEXPERT names a recommended lawyer (Fachanwalt für Verkehrsrecht) on request.
Send your photos
WhatsApp: +49 160 3388333. Add a photo of the registration document and a short description of the accident.
Likwidacja szkody: samodzielnie czy z MOTOEXPERT?
Porównaj, zanim ubezpieczyciel zdecyduje za Ciebie.
| ✗ Samodzielnie (kalkulator / AI ubezpieczyciela) | ✓ Z MOTOEXPERT + rekomendowany Adwokat |
|---|---|
| Wycena rzeczoznawcy ubezpieczyciela — interes płatnika, ryzyko zaniżenia | Niezależna certyfikowana opinia techniczna — pełny kosztorys wg stawek rynkowych |
| Pominięte pozycje: utrata wartości, auto zastępcze, holowanie | Komplet roszczeń: utrata wartości pojazdu, auto zastępcze, koszty dodatkowe |
| Samotne negocjacje z ubezpieczycielem, bariera językowa | Obsługa po polsku + rekomendowany Fachanwalt für Verkehrsrecht do reprezentacji prawnej |
| Sztuczna inteligencja nie stanie za Tobą w sądzie — koszt błędu ponosisz Ty | Szkoda z OC sprawcy w Niemczech przy jednoznacznej odpowiedzialności: uzasadnione koszty rzeczoznawcy co do zasady pokrywa ubezpieczyciel sprawcy (§ 249 BGB) — nie dotyczy szkód drobnych poniżej tzw. Bagatellgrenze (ok. 750 €) |
