MOTOEXPERT is not an insurance provider. Teilkasko policies are sold by insurance companies, not by MOTOEXPERT. MOTOEXPERT is a network of independent motor vehicle experts (Kfz-Sachverständige) and prepares technical opinions on vehicle damage, including damage that occurs while you are travelling in Italy.
Teilkasko damage on a trip to Italy
Teilkasko (partial comprehensive cover) typically relates to events such as theft, attempted theft, fire, glass breakage, hail, storm or a collision with an animal. Which events are insured, whether the cover applies abroad and which deductible you carry is defined by your policy conditions (AKB). Please put contract questions to your insurer.
First steps after the damage
- Photograph the vehicle and the damage on the spot, including the surroundings
- Report theft, break-in or an animal collision to the local police and keep the report
- Notify your insurer and follow its instructions on the next steps
- Do not start repairs before it is clear who arranges the assessment
How MOTOEXPERT helps
On the basis of your photos and documents MOTOEXPERT describes the damage, sets out the repair path and calculates the repair costs. If required, the replacement value and residual value are determined as well. The result is a written technical opinion for you, your insurer or your workshop.
What stays outside the expert’s role
- Selling, brokering or comparing insurance
- The decision on whether and how much the insurer pays
- Repairs, towing and roadside assistance
- Legal advice: on request MOTOEXPERT names a recommended lawyer (Fachanwalt für Verkehrsrecht)
Cost of the opinion
In Kasko cases the insurer generally commissions its own assessment. An additional independent opinion is reimbursed only where your policy terms provide for it. Check with your insurer before you place an order.
Start with photos
Send photos of the damage and the registration document via WhatsApp to +49 160 3388333.
Frequently asked questions
Does MOTOEXPERT offer Teilkasko in Italy?
No. MOTOEXPERT does not offer insurance in any country. MOTOEXPERT prepares independent technical opinions on vehicle damage.
Who decides whether my Teilkasko pays?
Your insurer, on the basis of your policy conditions. A technical opinion documents the damage; it does not decide on cover.
Likwidacja szkody: samodzielnie czy z MOTOEXPERT?
Porównaj, zanim ubezpieczyciel zdecyduje za Ciebie.
| ✗ Samodzielnie (kalkulator / AI ubezpieczyciela) | ✓ Z MOTOEXPERT + rekomendowany Adwokat |
|---|---|
| Wycena rzeczoznawcy ubezpieczyciela — interes płatnika, ryzyko zaniżenia | Niezależna certyfikowana opinia techniczna — pełny kosztorys wg stawek rynkowych |
| Pominięte pozycje: utrata wartości, auto zastępcze, holowanie | Komplet roszczeń: utrata wartości pojazdu, auto zastępcze, koszty dodatkowe |
| Samotne negocjacje z ubezpieczycielem, bariera językowa | Obsługa po polsku + rekomendowany Fachanwalt für Verkehrsrecht do reprezentacji prawnej |
| Sztuczna inteligencja nie stanie za Tobą w sądzie — koszt błędu ponosisz Ty | Szkoda z OC sprawcy w Niemczech przy jednoznacznej odpowiedzialności: uzasadnione koszty rzeczoznawcy co do zasady pokrywa ubezpieczyciel sprawcy (§ 249 BGB) — nie dotyczy szkód drobnych poniżej tzw. Bagatellgrenze (ok. 750 €) |
